"Payday is tomorrow and I genuinely do not know if I will make it."
Invite-only beta · Philippines
Know where your
money actually goes.
Finzura tracks your spending, bills, and savings around the way you really get paid. Set your own pay schedule, twice a month, weekly, every two weeks, or monthly, and every peso is accounted for, every cycle ending in clarity.
No public signup. We review every request by hand.
Web app today. iOS and Android in beta.
Sahod +₱40,000
Jollibee −₱200
Meralco −₱2,500
MP2 +₱5,000
Financial Pulse · Oct 1–15, 2026
₱10,500.00
Spendable balance remaining
On pace for Oct 1–15
14d left
Income
₱40,000.00
Planned
₱25,000.00
Spent
₱4,500.00
- Meralco −₱2,500.00
- Grab to BGC −₱250.00
Your pay schedule, not calendar months
SSS, PhilHealth, Pag-IBIG and MP2 built in
Logs in English or Filipino
Peso-native from the ground up
Sound familiar?
Most of us manage money
the hard way.
"I got paid four days ago. Where did all of it go?"
"I know I should be saving. I do not know what I am actually working with."
None of these are discipline problems. They are visibility problems. Finzura gives you the visibility.
The core difference
Built around
your payday.
Every budgeting app built abroad assumes you get paid once, on the 1st. Most Filipinos do not. Maybe you get paid on the 15th and the 30th, maybe weekly, maybe every two weeks. Finzura runs on whichever schedule is yours, with each cycle carrying its own bills and its own tight weeks, instead of forcing your money into a calendar month.
- Pick your pay schedule: twice a month, weekly, every two weeks, or monthly
- Spendable balance that resets with each pay period
- Leftover money carries forward as the next opening balance
- Planned bills committed before you spend the first peso
- Period roll-over you close out yourself, when you are ready
Period roll-over
+₱10,300.00
Carries into Oct 16–31 as opening balance.
Income₱40,000.00
Planned bills−₱25,000.00
Expenses−₱4,700.00
Closing balance₱10,300.00
See it work
Your whole money picture,
one scroll at a time.
Pay period dashboard
Know what is left,
to the last peso.
Your spendable balance updates in real time, from payday to payday. The ring shows how much of this period you have used, so you always know what is safe to spend before the next cycle starts.
- Spendable balance that resets each pay period
- Income, planned bills, and spending at a glance
- Pace tracking so you never overshoot a cycle
Financial Pulse · This period
₱0.00
Spendable balance remaining
Income
₱0.00
Planned
₱0.00
Spent
₱0.00
Investments and net worth
Watch your wealth
take shape.
MP2 dividends, PSEi stocks, real assets, and company equity sit alongside your daily spending. See where your money is headed, not just where it went.
- MP2 savings projected to maturity
- Stocks, real assets, and company equity in one view
- Net worth that updates as you grow it
MP2 · Projected at maturity
₱0.00
Contributed ₱0.00 so far
Projection based on your own contribution pace. Not financial advice.
Goals and trackers
Save toward
what matters.
Set money aside toward a goal from any account. It stays your money, just earmarked, so you always see what you have set aside, what you have spent, and what is ready to use.
- Set aside funds from any account
- Set aside, spent, and ready to use at a glance
- A payday nudge so the goal never gets forgotten
Bohol trip
Goal
₱0.00
of ₱150,000.00
0% set aside
₱90,000.00 to go
Set aside ₱60,000 · Spent ₱18,000 · ₱42,000 ready to use
And everything else
The rest of your money,
handled.
Expense tracking
Log anything in seconds. Type "Jollibee 200" and Zura handles the rest.
Planned bills
Rent, utilities, subscriptions. All committed before the cycle begins.
Split Track
Share costs with your partner. No spreadsheets, no awkward follow-ups.
Gov't contributions
SSS, PhilHealth, Pag-IBIG and MP2, tracked here and not in a separate app.
Spending budgets
Cap a category and get warned before you go over, not after.
Lakad
Trips and group nights out. Track shared costs and see who owes what.
Meet Zura
An assistant that
never lectures you.
Zura is built into Finzura to help you see and understand your money. She knows your pay cycle and your patterns, and she speaks the way you do.
- Tell her what you spent. She logs it and updates your balance.
- Scan a receipt or paste a GCash message. She reads it.
- Ask anything about your money. She surfaces patterns, not judgement.
- She tells you where your money stands, never what to do with it.
Zura provides tracking and awareness, not financial advice. For personalised guidance, consult a licensed financial advisor.
Zura
Your money companion
Jollibee 200
Got it. Logged ₱200 under Food & Dining.
You have ₱10,300 left this period.
You have ₱10,300 left this period.
Magkano na nagastos ko sa pagkain?
₱4,500 on food this period, up 12% from the last one.
Top spots: Jollibee, Grab Food, 7-Eleven.
On the roadmap
Built for the long game.
Goals and savings targets
Bank sync
Bill reminders
Retirement projections
Retirement planning is still in development. Today Finzura tracks what you have, and does not project what you might have.
Early access users
Quote placeholder. Replace with real beta feedback.
Quote placeholder. Replace with real beta feedback.
Your clarity starts
with one cycle.
Finzura is invite-only while we are in beta. Request access and we will reach out personally.
No spam, no auto-approval. Every request reviewed by a human.
Your data is encrypted and never sold. Built to respect the Philippine Data Privacy Act (RA 10173).